Privacy Policy | Moneyra

This Privacy Policy describes how Moneyra – Expense Tracker (“we”, “our”, or “us”) handles user information when you use our mobile application. Your privacy is extremely important to us, and Moneyra is designed with a privacy-first approach.

        Moneyra does not require account registration and does
        not store your financial data on external servers.
      

1. Information We Collect

a. Personal Information

We do not collect, request, or store any personally identifiable information such as:

Name
Email address
Phone number
Home or billing address

You can use Moneyra fully without creating an account or providing personal details.

b. Expense & Financial Data

Any expenses you add, daily spending limits you set, or financial summaries you view are stored locally on your device only.

We do not see, collect, back up, or transmit your expense records to any server.

c. Device & Usage Information

Moneyra may automatically access limited technical information necessary for app functionality, including:

Device model and type
Operating system version
App crash or performance logs (if enabled)

2. How We Use Information

Any information processed by Moneyra is used strictly to:

Allow you to track daily expenses
Help you set and manage daily spending limits
Improve app stability and user experience
Ensure compatibility across different devices

We do not sell, rent, or share user data with advertisers or third parties.

3. Data Storage & Retention

All data is stored locally on your device
No cloud storage or remote database is used
Deleting the app permanently removes all stored data

You have full control over your data at all times.

4. Third-Party Services

Moneyra may rely on trusted platform services provided by Google or Apple for:

App distribution and updates
Crash reporting and diagnostics (optional)

These services operate under their own privacy policies.

5. Children’s Privacy

Moneyra does not knowingly collect personal information from children under the age of 13. The app is suitable for general audiences.

6. Data Security

We take reasonable measures to protect user data by minimizing data collection and relying on device-level security features such as operating system protections.

7. Your Rights

Use the app without providing personal information
Edit or delete expenses at any time
Uninstall the app to erase all stored data

8. Changes to This Policy

We may update this Privacy Policy occasionally. Any changes will be posted on this page with an updated revision date.

9. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us:

Email: godswillokono30@gmail.com